Stay informed with today's mortgage rates and market insights
Rates shown reflect national averages. Many clients qualify for rates
0.5%–1.5% lower than what’s typically available with most lenders,
depending on credit profile and loan structure.
Today's Rates
Updated daily – rates as of market open
30-Year Fixed
6.875%
↘ -0.125%from yesterday
15-Year Fixed
6.125%
↘ -0.1%from yesterday
FHA 30-Year
6.750%
↘ -0.1%from yesterday
VA 30-Year
6.625%
↘ -0.125%from yesterday
Jumbo 30-Year
7.125%
↘ -0.075%from yesterday
Market Commentary
What today's numbers mean for you
Rates Trending Down
Mortgage rates have declined across the board today, driven by recent
economic data suggesting a cooling job market. This presents a favorable
window for borrowers considering a purchase or refinance.
What This Means for You:
First-Time Buyers: Lower rates improve affordability and monthly payment options
Refinancers: If rates are 0.5% or more below your current rate, it's time to talk
Investors: Better cash flow potential with reduced debt service on rental properties
Remember: Rates can change throughout the day. These are indicative
rates for well-qualified borrowers. Your actual rate depends on credit, loan
amount, property type, and other factors.
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XA Financial Services
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Market Commentary
Mortgage rates have declined across the board today, driven by recent economic data suggesting a cooling job market. This presents a favorable window for borrowers considering a purchase or refinance.
What This Means for You: